Sonant vs Nexa: AI Receptionist vs Live Answering Service
Sonant and Nexa both handle business calls but use fundamentally different approaches. Sonant is an AI-powered receptionist built for P&C insurance agencies with native AMS integration. Nexa uses trained human receptionists to answer calls 24/7 with bilingual support. Compare AI automation with insurance expertise vs. human-powered answering service.
Why agencies prefer Sonant
Answering Service:
Quick Comparison
Sonant is an AI receptionist built exclusively for P&C insurance agencies with native AMS integrations (EZLynx, Applied Epic, Hawksoft, Momentum), insurance-specific terminology training, and enterprise-grade security (SOC2 Type 2, GDPR certified). The platform handles incoming phone calls 24/7, managing quote requests, policy inquiries, appointment scheduling, and claims routing.
Nexa is a 24/7 live answering service founded in 1982 (as Answer 1) in Phoenix, Arizona. With 600+ employees serving 5,000+ businesses, Nexa handles 30+ million calls with trained human receptionists. They serve different industries, including insurance agencies with 1.6M+ insurance calls annually. Pricing starts at $149/month for 50 minutes with bilingual English/Spanish support available.
Choose Sonant if you're a P&C insurance agency that needs AI-powered automation with native AMS integration and insurance-specific training.
Choose Nexa if you prefer human receptionists and need bilingual support with per-minute pricing.
Answering Capabilities AI vs. Human Approach

24/7 AI Receptionist Coverage
Round-the-clock phone answering ensuring insurance agencies never miss calls during nights, weekends, or holidays.

White-Glove setup
Implementation in under 30 days with dedicated developers and insurance AI specialists.

Insurance specific
Pre-trained on P&C insurance terminology, policy types, and agency workflows. No custom training required.

Native AMS integrations
Direct sync with Momentum, Hawksoft, EZLynx, Applied Epic, and 8+ major AMS and BMS.
Side-by-side Feature Comparison between Sonant and Nexa

Sonant vs Nexa: AI Automation vs. Human Agents
Sonant is an AI receptionist built exclusively for P&C insurance agencies and brokers. The platform handles incoming phone calls 24/7, managing quote requests, policy inquiries, appointment scheduling, and claims routing with insurance-specific training and native AMS integrations.
Sonant serves independent insurance agencies, regional brokerages, and enterprise P&C operations who need phone automation without replacing their existing agency management systems. The platform integrates with EZLynx, Applied Epic, Hawksoft, Momentum, QQCatalyst, AMS360, AgencyZoom, and Zywave.
Key Sonant Features:
- AI receptionist for phone automation
- Native AMS integrations (8+ platforms)
- Insurance-specific training (P&C terminology)
- 24/7 phone coverage
- White-glove implementation (under 30 days)
- Enterprise security (SOC2 Type 2, GDPR)
- Proven 8X ROI within 30 days
- Appointment Scheduling, Quote Intake, and more
Best For: Independent P&C agencies, retail insurance brokers, regional brokerages, enterprise P&C operations

Nexa is a 24/7 live answering service founded in 1982 (originally as Answer 1 Communications) in Phoenix, Arizona. With 40+ years of experience, 600+ employees, and 5,000+ business clients, Nexa has handled over 30 million calls.
Nexa specifically serves the insurance industry with dedicated insurance answering services, handling 1.6M+ insurance-related calls annually across all 50 states with a claimed 45% improvement in lead conversion.
Key Nexa Features:
- 24/7/365 live human receptionists
- Bilingual support (English/Spanish)
- Insurance-specific call handling
- 1.6M+ insurance calls annually
- Lead qualification and capture
- Appointment scheduling
- CRM integrations (ServiceTitan, HubSpot, etc.)
- HIPAA compliant
Best For: Businesses preferring human receptionists with bilingual support
Sonant vs Nexa: Which Service to Choose?
✅ Are an insurance agency or broker (not a carrier)
✅ Offer P&C insurance products (auto, home, commercial lines)
✅ Need phone automation and more capacity
✅ Use an AMS like EZLynx, Applied Epic, or Hawksoft
✅ Have 10+ staff members or handle 100+ calls weekly
✅ Want turnkey implementation with insurance specialists
✅ Need proven ROI within 30 days
✅ Require SOC2 Type 2 and GDPR security certifications
- Favorite among independent agencies and retail brokers
- Phone-first automation, Native AMS integrations, P&C-specific training, Proven ROI
Sonant: Best for P&C Insurance Agencies
✅ Prefer human receptionists over AI
✅ Need bilingual English/Spanish support
✅ Want 40+ years of answering service experience
✅ Prefer per-minute pricing model
✅ Need HIPAA compliance for healthcare crossover
✅ Want live chat + phone answering
✅ Don't require native AMS integration
- 40+ years experience, 600+ employees
- 1.6M+ insurance calls handled annually
Nexa: Best for Human Answering
The Bottom Line
Sonant is the best AI receptionist for P&C insurance agencies and brokers who need automated phone handling with native AMS integration and insurance-specific training for maximum efficiency at scale.
Nexa is a solid choice for businesses that prefer human receptionists with bilingual support and 40+ years of answering service experience.
The key difference: Sonant offers AI-powered automation with insurance expertise and AMS integration for scalable efficiency. Nexa provides human receptionists with a personal touch but higher per-minute costs.
Disclaimer: This comparison was created using publicly available information from Nexa's website and public sources. We encourage you to visit nexa.com for the most current information.
Frequently Asked Questions
How long does it take to implement AI for an insurance agency?
Sonant deploys in under 30 days with white-glove onboarding including workflow analysis, AMS integration setup, custom configuration, and staff training. Generic voice AI platforms require 2-6 months of development work. Traditional answering services need 1-2 weeks for operator training but lack automation capabilities.
Do I need technical expertise to use insurance AI software?
Sonant requires no technical expertise. The platform includes guided setup, pre-built insurance workflows, and dedicated support. DIY platforms like Retell require developer resources to build and maintain your voice AI system. Sonant handles all technical complexity while you focus on your agency operations.
What if I switch AMS platforms in the future?
Sonant's multi-platform support means you can switch AMS systems without losing AI functionality. The platform supports migrations and includes integration setup as part of standard service. Agencies locked into custom-built solutions face costly redevelopment when changing systems.
Can AI integrate with multiple insurance software systems?
Sonant supports 8+ AMS and BMS platforms simultaneously, making it ideal for agencies using multiple systems or considering a platform switch. The integrations include bi-directional data sync, automatic call logging, and real-time updates. Generic platforms typically require custom integration work for each system.
Which AI platforms integrate with EZLynx and Applied Epic?
Sonant offers native integrations with EZLynx, Applied Epic, Hawksoft, Momentum, QQCatalyst, AMS360, AgencyZoom, and Zywave. Most voice AI platforms don't provide pre-built insurance software integrations, requiring expensive custom development. Sonant automatically syncs call data, quote requests, and client information to your AMS in real-time.
Do AI receptionists understand insurance terminology?
Sonant is trained on thousands of P&C insurance conversations and understands complex terms like "additional insured," "named insured exclusion," "scheduled equipment," and "loss runs." The system recognizes policy types across auto, home, and commercial lines. Generic AI platforms misinterpret insurance-specific language without extensive custom training.
Can AI handle multilingual insurance calls?
Sonant supports 10+ languages including English, Spanish, French, Portuguese, and Mandarin with seamless language switching during conversations. This capability is essential for agencies serving diverse communities. Most voice AI platforms support only English or charge premium fees for additional languages.
How do AI receptionists route calls to human agents?
Sonant uses intelligent routing logic to determine when calls need human expertise versus AI handling. The system recognizes complex scenarios like detailed claims discussions, specific agent requests, or unusual policy questions and transfers seamlessly. Routing rules are customizable based on your agency's workflows and improve through machine learning.
What happens if the AI doesn't understand a customer?
Sonant asks natural clarifying questions and escalates to human agents for ambiguous situations. The platform maintains over 90% call handling accuracy for routine insurance inquiries. All conversations are transcribed and analyzed to continuously improve understanding and responses.
How much does AI software cost for insurance agencies?
Pricing varies by provider and features. Full-time receptionists cost $35,000-50,000 annually. Traditional answering services run $2,500-4,000 monthly. Enterprise-grade AI platforms like Sonant deliver 8X ROI through eliminated missed calls, staff time savings, and after-hours coverage. Contact Sonant for pricing tailored to your agency size and call volume.
What ROI can insurance agencies expect from AI automation?
P&C agencies using Sonant report 8X return on investment within 30 days. Quantified benefits include 50-58 hours saved monthly on administrative calls, zero missed after-hours opportunities, reduced staff burnout, and improved client satisfaction. O'Connor Insurance achieved 8X ROI with over 90% call handling accuracy in their first month.
Are there hidden costs with insurance AI platforms?
Sonant's pricing includes setup, AMS integrations, training, ongoing support, and platform updates with no surprise charges. Some platforms charge separately for integrations, per-call fees, language support, or premium features. Always review complete pricing including implementation, monthly fees, and additional services.
How does AI pricing compare to hiring insurance staff?
A full-time receptionist costs $35,000-50,000 annually plus benefits, vacation coverage, and training. AI platforms like Sonant work 24/7 without breaks, handle unlimited concurrent calls, and cost a fraction of human staff while delivering consistent performance. Most agencies recover their investment within the first month.
Can AI platforms comply with insurance regulations?
Sonant is designed for US and Canadian insurance compliance requirements. The system maintains proper call recordings, ensures data handling meets state regulatory standards, and doesn't provide unauthorized insurance advice. The platform is built for P&C insurance agency operations and continuously updated for regulatory compliance.
How is customer data protected with AI receptionists?
Sonant uses encrypted data transmission, SOC2-certified infrastructure, secure AMS integrations, and regular security audits. All client information is handled according to insurance industry best practices. The platform provides audit trails, access controls, and meets enterprise security requirements for agencies of all sizes.
Are AI platforms suitable for enterprise insurance brokers?
Yes, Sonant serves both independent agencies and enterprise brokers with SOC2 Type 2 certification, GDPR compliance, and enterprise-grade security. The platform scales to handle high call volumes, supports multiple office locations, and provides centralized management. Enterprise features include advanced reporting, custom integrations, and dedicated support.
Is AI software secure for insurance client data?
Sonant is SOC2 Type 2 and GDPR certified with enterprise-grade security specifically designed for sensitive insurance information. The platform uses encrypted data storage, secure API connections to AMS systems, and follows insurance industry compliance standards. Always verify that any AI platform meets proper security certifications before handling client data.








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