Sonant vs AnswerConnect: AI Receptionist vs Live Answering Service
Sonant and AnswerConnect both serve insurance agencies but with different approaches. Sonant is an AI-powered receptionist with native AMS integration. AnswerConnect uses trained human agents with specific insurance broker and claims adjuster expertise. Compare AI automation vs. human answering with insurance industry training.
Why agencies prefer Sonant
Answering Service:
Quick Comparison
Sonant is an AI receptionist built exclusively for P&C insurance agencies with native AMS integrations (EZLynx, Applied Epic, Hawksoft, Momentum), insurance-specific terminology training, and enterprise-grade security (SOC2 Type 2, GDPR certified). The platform handles incoming phone calls 24/7, managing quote requests, policy inquiries, appointment scheduling, and claims routing.
AnswerConnect is a 24/7 live call answering service using human agents, voted #1 Answering Service 2025 by Forbes. Founded in 2002 in Portland, Oregon, AnswerConnect offers specialized services for insurance brokers and claims adjusters with industry-trained staff. Pricing uses per-minute billing starting around $325/month for 100 minutes.
Choose Sonant if you're a P&C insurance agency that needs AI-powered automation with native AMS integration.
Choose AnswerConnect if you prefer human agents with insurance industry training and don't need AMS integration.
Answering Capabilities AI vs. Human Approach

24/7 AI Receptionist Coverage
Round-the-clock phone answering ensuring insurance agencies never miss calls during nights, weekends, or holidays.

White-Glove setup
Implementation in under 30 days with dedicated developers and insurance AI specialists.

Insurance specific
Pre-trained on P&C insurance terminology, policy types, and agency workflows. No custom training required.

Native AMS integrations
Direct sync with Momentum, Hawksoft, EZLynx, Applied Epic, and 8+ major AMS and BMS.
Side-by-side Feature Comparison between Sonant and AnswerConnect

Sonant vs AnswerConnect: AI Automation vs. Human Agents
Sonant is an AI receptionist purpose-built for P&C insurance. It understands policy language, captures quote information with coverage-specific questions, and routes calls based on inquiry type—capabilities that require insurance training, not just message-taking.
Sonant integrates with EZLynx, Applied Epic, Hawksoft, and Momentum—the systems insurance agencies actually run on. Flat-rate pricing means predictable costs regardless of call volume, with no per-minute overage charges.
Key Sonant Capabilities:
- Insurance-focused AI (P&C terminology, carrier processes)
- Native AMS integrations—not general CRMs
- Quote intake designed for insurance workflows
- 24/7 availability at predictable flat-rate pricing
- White-glove implementation in under 30 days
- Enterprise security (SOC2 Type 2, GDPR certified)
Best For: Insurance agencies wanting industry-specific AI with native AMS connections.

AnswerConnect is a live call answering service using human agents trained specifically for insurance industry terminology and processes. Founded in 2002, the company was voted #1 Answering Service 2025 by Forbes and serves businesses across the US, UK, and Canada.
AnswerConnect offers dedicated solutions for insurance brokers and claims adjusters with industry-specific training. The platform features CRM integrations via Zapier with 8,000+ apps and per-minute pricing.
Key AnswerConnect Features:
- Live human agents (not AI)
- Insurance broker and claims adjuster specialization
- 24/7/365 phone, email, and web chat
- Insurance terminology training
- Forbes #1 Answering Service 2025
- CRM integrations (Salesforce, HubSpot, Zapier)
- Bilingual support available
- Per-minute pricing (~$1.50-$2.50/min)
Best For: Insurance brokers preferring human agents, claims adjusters, businesses needing insurance-trained staff without AMS integration
Sonant vs AnswerConnect: Which Service to Choose?
✅ Are an insurance agency or broker (not a carrier)
✅ Offer P&C insurance products (auto, home, commercial lines)
✅ Need phone automation and more capacity
✅ Use an AMS like EZLynx, Applied Epic, or Hawksoft
✅ Have 10+ staff members or handle 100+ calls weekly
✅ Want turnkey implementation with insurance specialists
✅ Need proven ROI within 30 days
✅ Require SOC2 Type 2 and GDPR security certifications
- Favorite among independent agencies and retail brokers
- Phone-first automation, Native AMS integrations, P&C-specific training, Proven ROI
Sonant: Best for P&C Insurance Agencies
✅ Prefer human agents over AI
✅ Need insurance broker or claims adjuster expertise
✅ Want phone + email + web chat coverage
✅ Don't require native AMS integration
✅ Need Zapier integration with 8,000+ apps
✅ Prefer per-minute pricing model
✅ Value Forbes ranking for answering services
- Human Answering Service
- Insurance-trained human agents
AnswerConnect: Best for Human Insurance Support
The Bottom Line
Sonant is the best AI receptionist for P&C insurance agencies and brokers who need automated phone handling with native AMS integration and insurance-specific training.
AnswerConnect is a strong choice for insurance businesses that prefer human agents with insurance industry training, especially for claims adjuster support.
The key difference: Sonant offers AI-powered automation with direct AMS integration for efficiency at scale. AnswerConnect provides insurance-trained human agents but with higher per-minute costs.
Disclaimer: This comparison was created using publicly available information from AnswerConnect's website and public sources. We encourage you to visit answerconnect.com for the most current information.
Frequently Asked Questions
How long does it take to implement AI for an insurance agency?
Sonant deploys in under 30 days with white-glove onboarding including workflow analysis, AMS integration setup, custom configuration, and staff training. Generic voice AI platforms require 2-6 months of development work. Traditional answering services need 1-2 weeks for operator training but lack automation capabilities.
Do I need technical expertise to use insurance AI software?
Sonant requires no technical expertise. The platform includes guided setup, pre-built insurance workflows, and dedicated support. DIY platforms like Retell require developer resources to build and maintain your voice AI system. Sonant handles all technical complexity while you focus on your agency operations.
What if I switch AMS platforms in the future?
Sonant's multi-platform support means you can switch AMS systems without losing AI functionality. The platform supports migrations and includes integration setup as part of standard service. Agencies locked into custom-built solutions face costly redevelopment when changing systems.
Can AI integrate with multiple insurance software systems?
Sonant supports 8+ AMS and BMS platforms simultaneously, making it ideal for agencies using multiple systems or considering a platform switch. The integrations include bi-directional data sync, automatic call logging, and real-time updates. Generic platforms typically require custom integration work for each system.
Which AI platforms integrate with EZLynx and Applied Epic?
Sonant offers native integrations with EZLynx, Applied Epic, Hawksoft, Momentum, QQCatalyst, AMS360, AgencyZoom, and Zywave. Most voice AI platforms don't provide pre-built insurance software integrations, requiring expensive custom development. Sonant automatically syncs call data, quote requests, and client information to your AMS in real-time.
Do AI receptionists understand insurance terminology?
Sonant is trained on thousands of P&C insurance conversations and understands complex terms like "additional insured," "named insured exclusion," "scheduled equipment," and "loss runs." The system recognizes policy types across auto, home, and commercial lines. Generic AI platforms misinterpret insurance-specific language without extensive custom training.
Can AI handle multilingual insurance calls?
Sonant supports 10+ languages including English, Spanish, French, Portuguese, and Mandarin with seamless language switching during conversations. This capability is essential for agencies serving diverse communities. Most voice AI platforms support only English or charge premium fees for additional languages.
How do AI receptionists route calls to human agents?
Sonant uses intelligent routing logic to determine when calls need human expertise versus AI handling. The system recognizes complex scenarios like detailed claims discussions, specific agent requests, or unusual policy questions and transfers seamlessly. Routing rules are customizable based on your agency's workflows and improve through machine learning.
What happens if the AI doesn't understand a customer?
Sonant asks natural clarifying questions and escalates to human agents for ambiguous situations. The platform maintains over 90% call handling accuracy for routine insurance inquiries. All conversations are transcribed and analyzed to continuously improve understanding and responses.
How much does AI software cost for insurance agencies?
Pricing varies by provider and features. Full-time receptionists cost $35,000-50,000 annually. Traditional answering services run $2,500-4,000 monthly. Enterprise-grade AI platforms like Sonant deliver 8X ROI through eliminated missed calls, staff time savings, and after-hours coverage. Contact Sonant for pricing tailored to your agency size and call volume.
What ROI can insurance agencies expect from AI automation?
P&C agencies using Sonant report 8X return on investment within 30 days. Quantified benefits include 50-58 hours saved monthly on administrative calls, zero missed after-hours opportunities, reduced staff burnout, and improved client satisfaction. O'Connor Insurance achieved 8X ROI with over 90% call handling accuracy in their first month.
Are there hidden costs with insurance AI platforms?
Sonant's pricing includes setup, AMS integrations, training, ongoing support, and platform updates with no surprise charges. Some platforms charge separately for integrations, per-call fees, language support, or premium features. Always review complete pricing including implementation, monthly fees, and additional services.
How does AI pricing compare to hiring insurance staff?
A full-time receptionist costs $35,000-50,000 annually plus benefits, vacation coverage, and training. AI platforms like Sonant work 24/7 without breaks, handle unlimited concurrent calls, and cost a fraction of human staff while delivering consistent performance. Most agencies recover their investment within the first month.
Can AI platforms comply with insurance regulations?
Sonant is designed for US and Canadian insurance compliance requirements. The system maintains proper call recordings, ensures data handling meets state regulatory standards, and doesn't provide unauthorized insurance advice. The platform is built for P&C insurance agency operations and continuously updated for regulatory compliance.
How is customer data protected with AI receptionists?
Sonant uses encrypted data transmission, SOC2-certified infrastructure, secure AMS integrations, and regular security audits. All client information is handled according to insurance industry best practices. The platform provides audit trails, access controls, and meets enterprise security requirements for agencies of all sizes.
Are AI platforms suitable for enterprise insurance brokers?
Yes, Sonant serves both independent agencies and enterprise brokers with SOC2 Type 2 certification, GDPR compliance, and enterprise-grade security. The platform scales to handle high call volumes, supports multiple office locations, and provides centralized management. Enterprise features include advanced reporting, custom integrations, and dedicated support.
Is AI software secure for insurance client data?
Sonant is SOC2 Type 2 and GDPR certified with enterprise-grade security specifically designed for sensitive insurance information. The platform uses encrypted data storage, secure API connections to AMS systems, and follows insurance industry compliance standards. Always verify that any AI platform meets proper security certifications before handling client data.









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