
Sonant vs Infer: Insurance Voice AI Platform Comparison
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Comparing AI voice agents built specifically for insurance? Both platforms automate calls for agencies and MGAs. Find the right fit for your operation.
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Compare AI voice platforms designed for insurance. Sonant specializes in P&C agency phone automation with native AMS integrations (EZLynx, Applied Epic, Hawksoft, Momentum). Infer offers insurance voice AI for quote intake, FNOL, renewals, and lead qualification with AgencyZoom and RingCentral integrations. Both serve insurance operations - find the right platform for your specific needs.
Both Sonant and Infer are purpose-built for insurance. Sonant focuses on independent P&C agencies and brokers with deep AMS integration and proven ROI. Infer targets MGAs and insurance lead generation companies with quote intake automation and appointment booking. This comparison helps you choose based on your specific operation type and integration requirements.
Why agencies prefer Sonant?
Insurance Voice AI:
Quick Comparison
Sonant is an AI receptionist built exclusively for P&C insurance agencies with native AMS integrations (Momentum, Hawksoft, EZLynx, Applied Epic), insurance-specific training, and enterprise-grade security (SOC2 Type 2, GDPR certified). Used by 100+ independent agencies and enterprise brokers for phone automation.
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Infer is an insurance voice AI platform backed by Y Combinator (S21). Infer automates quote intake, FNOL, renewals, and appointment booking for MGAs and insurance lead generation companies. Their case studies show 73% booking rates and $125K premium unlocked for a California MGA with $450M+ in written premium.
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Choose Sonant if you are a P&C retail agency or broker using EZLynx, Applied Epic, Hawksoft, or Momentum and need native AMS integration with proven ROI.
Choose Infer if you are an MGA or insurance lead generation company focused on quote intake automation and appointment booking with AgencyZoom integration.
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AI Voice Platform Capabilities Beyond Basic Call Handling

24/7 AI Receptionist Coverage
Round-the-clock phone answering ensuring insurance agencies never miss calls during nights, weekends, or holidays.

White-GloveΒ setup
Implementation in under 30 days with dedicated developers and insurance AI specialists.

Insurance specific
Pre-trained on P&C insurance terminology, policy types, and agency workflows. No custom training required.

Native AMS integrations
Direct sync with Momentum, Hawksoft, EZLynx, Applied Epic, and 8+ major AMSΒ and BMS.

Side-by-side Feature Comparison between Sonant and Infer

Sonant vs Infer: Full-Service vs Lead Qualification
Sonant is an AI receptionist built exclusively for P&C insurance agencies and brokers. The platform handles incoming phone calls 24/7, managing quote requests, policy inquiries, appointment scheduling, and claims routing with insurance-specific training and native AMS integrations.
Sonant serves independent insurance agencies, regional brokerages, and enterprise P&C operations who need phone automation without replacing their existing agency management systems. The platform integrates with EZLynx, Applied Epic, Hawksoft, Momentum, QQCatalyst, AMS360, AgencyZoom, and Zywave.
Key Sonant Features:
- AI receptionist for phone automation
- Native AMS integrations (8+ platforms)
- Insurance-specific training (P&C terminology)
- 24/7 phone coverage
- White-glove implementation (under 30 days)
- Enterprise security (SOC2 Type 2, GDPR)
- Proven 43% productivity increase
- Quote intake, policy servicing, claims routing
Best For: Independent P&C agencies, retail insurance brokers, regional brokerages, enterprise P&C operations

Infer is an insurance-specific voice AI platform backed by Y Combinator (S21). Founded by Suneel Matham, Vaibhav Saxena, and Urvin Soneta, Infer automates insurance phone calls for quote intake, FNOL, renewals, endorsements, and appointment booking.
Infer targets MGAs and insurance lead generation companies, with customers including a California MGA ($450M+ premium), Excel (Inc 500 lead gen company), SG Benefit Providers (Medicare), Bamboo, and Highview. Their platform integrates with AgencyZoom and RingCentral for insurance workflows.
Key Infer Features:
- Quote intake automation (74% increase claim)
- Appointment booking with calendar + CRM integration
- FNOL and renewals automation
- Infinite memory across channels (voice, email, WhatsApp)
- Intent + sentiment detection
- Hold and transfer to human agents
- Multilingual capability
- 100% SOP compliant
Best For: Insurance MGAs, lead generation companies, Medicare operations needing quote intake and appointment booking automation
Sonant vs Infer: Which AI Voice Platform to choose?
β Are an insurance agency or broker (not just lead gen)
β Need full-service phone automation (not just qualification)
β Want AI to handle policy inquiries, claims routing, scheduling
β Use an AMS like EZLynx, Applied Epic, or Hawksoft
β Have 10+ staff members or handle 100+ calls weekly
β Want turnkey implementation with insurance specialists
β Need proven ROI within 30 days
β Require SOC2 Type 2 and GDPR security certifications
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- Favorite among independent agencies and retail brokers
- Full-service automation, Native AMS integrations, P&C-specific training, Proven ROI
Sonant: Best for P&C Insurance Agencies
β Are an MGA or insurance lead generation company
β Need quote intake and appointment booking automation
β Use AgencyZoom or RingCentral
β Focus on lead qualification and warm transfers
β Want usage-based pricing (~$11/hr)
β Need fast deployment (go live in a day)
β Handle Medicare or high-volume lead operations
β Want cross-channel memory (voice, email, WhatsApp)
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- Best for MGAs and lead gen
- Quote intake, Appointment booking, Lead qualification, Usage-based pricing
Infer: Best for MGAs and Insurance Lead Gen
The Bottom Line
Insurance Voice AI Recommendation: Agency vs MGA Focus
Sonant is the best choice for P&C retail agencies and brokers who need phone automation with native AMS integrations (EZLynx, Applied Epic, Hawksoft, Momentum) and proven 43% productivity increase. Infer is the best choice for MGAs and insurance lead generation companies focused on quote intake automation and appointment booking with AgencyZoom integration.
If you are a retail agency with an existing AMS and need deep integration for policy servicing, claims routing, and customer calls, Sonant native integrations and enterprise security (SOC2 Type 2, GDPR) make it the clear choice. If you are an MGA or lead gen operation focused on maximizing quote intake and booking rates with usage-based pricing, Infer case study results (73% booking rate, $125K premium unlocked) demonstrate their strength in that market.
Both platforms are purpose-built for insurance. The choice depends on your operation type: retail agency workflows vs MGA/lead gen quote intake.
Frequently Asked Questions
How long does it take to implement AI for an insurance agency?
Sonant deploys in under 30 days with white-glove onboarding including workflow analysis, AMS integration setup, custom configuration, and staff training. Generic voice AI platforms require 2-6 months of development work. Traditional answering services need 1-2 weeks for operator training but lack automation capabilities.
Do I need technical expertise to use insurance AI software?
Sonant requires no technical expertise. The platform includes guided setup, pre-built insurance workflows, and dedicated support. DIY platforms like Retell require developer resources to build and maintain your voice AI system. Sonant handles all technical complexity while you focus on your agency operations.
What if I switch AMS platforms in the future?
Sonant's multi-platform support means you can switch AMS systems without losing AI functionality. The platform supports migrations and includes integration setup as part of standard service. Agencies locked into custom-built solutions face costly redevelopment when changing systems.
Can AI integrate with multiple insurance software systems?
Sonant supports 8+ AMS and BMS platforms simultaneously, making it ideal for agencies using multiple systems or considering a platform switch. The integrations include bi-directional data sync, automatic call logging, and real-time updates. Generic platforms typically require custom integration work for each system.
Which AI platforms integrate with EZLynx and Applied Epic?
Sonant offers native integrations with EZLynx, Applied Epic, Hawksoft, Momentum, QQCatalyst, AMS360, AgencyZoom, and Zywave. Most voice AI platforms don't provide pre-built insurance software integrations, requiring expensive custom development. Sonant automatically syncs call data, quote requests, and client information to your AMS in real-time.
Do AI receptionists understand insurance terminology?
Sonant is trained on thousands of P&C insurance conversations and understands complex terms like "additional insured," "named insured exclusion," "scheduled equipment," and "loss runs." The system recognizes policy types across auto, home, and commercial lines. Generic AI platforms misinterpret insurance-specific language without extensive custom training.
Can AI handle multilingual insurance calls?
Sonant supports 10+ languages including English, Spanish, French, Portuguese, and Mandarin with seamless language switching during conversations. This capability is essential for agencies serving diverse communities. Most voice AI platforms support only English or charge premium fees for additional languages.
How do AI receptionists route calls to human agents?
Sonant uses intelligent routing logic to determine when calls need human expertise versus AI handling. The system recognizes complex scenarios like detailed claims discussions, specific agent requests, or unusual policy questions and transfers seamlessly. Routing rules are customizable based on your agency's workflows and improve through machine learning.
What happens if the AI doesn't understand a customer?
Sonant asks natural clarifying questions and escalates to human agents for ambiguous situations. The platform maintains over 90% call handling accuracy for routine insurance inquiries. All conversations are transcribed and analyzed to continuously improve understanding and responses.
How much does AI software cost for insurance agencies?
Pricing varies by provider and features. Full-time receptionists cost $35,000-50,000 annually. Traditional answering services run $2,500-4,000 monthly. Enterprise-grade AI platforms like Sonant deliver 8X ROI through eliminated missed calls, staff time savings, and after-hours coverage. Contact Sonant for pricing tailored to your agency size and call volume.
What ROI can insurance agencies expect from AI automation?
P&C agencies using Sonant report 8X return on investment within 30 days. Quantified benefits include 50-58 hours saved monthly on administrative calls, zero missed after-hours opportunities, reduced staff burnout, and improved client satisfaction. O'Connor Insurance achieved 8X ROI with over 90% call handling accuracy in their first month.
Are there hidden costs with insurance AI platforms?
Sonant's pricing includes setup, AMS integrations, training, ongoing support, and platform updates with no surprise charges. Some platforms charge separately for integrations, per-call fees, language support, or premium features. Always review complete pricing including implementation, monthly fees, and additional services.
How does AI pricing compare to hiring insurance staff?
A full-time receptionist costs $35,000-50,000 annually plus benefits, vacation coverage, and training. AI platforms like Sonant work 24/7 without breaks, handle unlimited concurrent calls, and cost a fraction of human staff while delivering consistent performance. Most agencies recover their investment within the first month.
Can AI platforms comply with insurance regulations?
Sonant is designed for US and Canadian insurance compliance requirements. The system maintains proper call recordings, ensures data handling meets state regulatory standards, and doesn't provide unauthorized insurance advice. The platform is built for P&C insurance agency operations and continuously updated for regulatory compliance.
How is customer data protected with AI receptionists?
Sonant uses encrypted data transmission, SOC2-certified infrastructure, secure AMS integrations, and regular security audits. All client information is handled according to insurance industry best practices. The platform provides audit trails, access controls, and meets enterprise security requirements for agencies of all sizes.
Are AI platforms suitable for enterprise insurance brokers?
Yes, Sonant serves both independent agencies and enterprise brokers with SOC2 Type 2 certification, GDPR compliance, and enterprise-grade security. The platform scales to handle high call volumes, supports multiple office locations, and provides centralized management. Enterprise features include advanced reporting, custom integrations, and dedicated support.
Is AI software secure for insurance client data?
Sonant is SOC2 Type 2 and GDPR certified with enterprise-grade security specifically designed for sensitive insurance information. The platform uses encrypted data storage, secure API connections to AMS systems, and follows insurance industry compliance standards. Always verify that any AI platform meets proper security certifications before handling client data.












