Sonant vs Floatbot.AI: Voice AI Platform Comparison for Insurance
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Comparing P&C agency-focused AI phone automation to multi-industry carrier platforms? Find the right solution for your insurance operations.
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Compare voice AI platforms for insurance operations. Sonant specializes in P&C agency phone automation with native AMS integrations (EZLynx, Applied Epic, Hawksoft). Floatbot.AI focuses on insurance carrier FNOL automation and multi-industry enterprise deployments across insurance, banking, collections, and BPOs. Find the right voice AI platform for your insurance business.
Not all voice AI platforms serve the same insurance market. Sonant is built exclusively for P&C insurance agencies and brokers needing phone automation with native Agency Management System integrations. Floatbot serves insurance carriers, MGAs, and multi-industry enterprises handling claims FNOL processes across voice, chat, SMS, WhatsApp, and email. This comparison helps you choose the platform designed for your specific insurance operations.
Why agencies prefer Sonant?
Voice AI Platform:
Quick Comparison
Sonant is an AI receptionist built exclusively for P&C insurance agencies with native AMS integrations (Momentum, Hawksoft, EZLynx, Applied Epic), insurance-specific training, and enterprise-grade security (SOC2 Type 2, GDPR certified). Used by 100+ independent agencies and enterprise brokers for phone automation.
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Floatbot.AI is a multi-channel conversational AI platform (voice, SMS, WhatsApp, web chat, email) designed for insurance carriers, MGAs, and multi-industry enterprises. Founded in 2017 and headquartered in California, Floatbot offers specialized AI agents for claims FNOL (LISA), adjuster workflows (ADDI), underwriting (AURA), and customer service (LEXI).
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Choose Sonant if you are a P&C retail agency or broker needing phone automation with deep AMS integrations and insurance agency workflows.
Choose Floatbot if you are an insurance carrier, MGA, or enterprise needing FNOL automation, multi-channel engagement, or operate across multiple industries (insurance, banking, collections).
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AI Receptionist Capabilities Beyond Basic Call Answering

24/7 AI Receptionist Coverage
Round-the-clock phone answering ensuring insurance agencies never miss calls during nights, weekends, or holidays.

White-GloveΒ setup
Implementation in under 30 days with dedicated developers and insurance AI specialists.

Insurance specific
Pre-trained on P&C insurance terminology, policy types, and agency workflows. No custom training required.

Native AMS integrations
Direct sync with Momentum, Hawksoft, EZLynx, Applied Epic, and 8+ major AMSΒ and BMS.
Side-by-side Feature Comparison between Sonant and Floatbot
Sonant is a Better Scalable Floatbot Alternative?
Sonant is an AI receptionist built exclusively for P&C insurance agencies and brokers. The platform handles incoming phone calls 24/7, managing quote requests, policy inquiries, appointment scheduling, and claims routing with insurance-specific training and native AMS integrations.
Sonant serves independent insurance agencies, regional brokerages, and enterprise P&C operations who need phone automation without replacing their existing agency management systems. The platform integrates with EZLynx, Applied Epic, Hawksoft, Momentum, QQCatalyst, AMS360, AgencyZoom, and Zywave.
Key Sonant Features:
- AI receptionist for phone automation
- Native AMS integrations (8+ platforms)
- Insurance-specific training (P&C terminology)
- 24/7 phone coverage
- White-glove implementation (under 30 days)
- Enterprise security (SOC2 Type 2, GDPR)
- Proven 8X ROI within 30 days
- Appointment Scheduling, Quote Intake, and more
Best For: Independent P&C agencies, retail insurance brokers, regional brokerages, enterprise P&C operations
Floatbot.AI is a multi-channel conversational AI platform designed for insurance carriers, MGAs, and multi-industry enterprises. Founded in 2017 and headquartered in Milpitas, California, Floatbot specializes in claims FNOL automation with specialized AI agents.
Floatbot serves insurance carriers, claims departments, banking institutions, collections agencies, and BPOs needing omnichannel customer engagement. The platform integrates with carrier core systems including Insurity, Snapsheet, Duck Creek, and Guidewire, plus contact center platforms like Genesys, Five9, Cisco, and Avaya.
Key Floatbot Features:
- Multi-channel AI (voice, SMS, WhatsApp, web chat, email)
- LISA: Claims FNOL automation (up to 80% automation)
- ADDI: Digital adjuster support (40+ hours saved per adjuster monthly)
- AURA: Underwriting and distribution automation
- LEXI: Customer service and billing automation
- 150+ language support
- SOC 2, ISO 27001, GDPR, HIPAA certified
- Pricing from $99/month to enterprise custom
Best For: Insurance carriers, MGAs, TPAs, claims departments, multi-industry enterprises (banking, collections, BPOs)
Sonant AI vs Floatbot AI: Which Voice AI Platform to choose?
β Are an insurance agency or broker (not a carrier)
β Offer P&C insurance products (auto, home, commercial lines)
β Need phone automation and more capacity
β Use an AMS like EZLynx, Applied Epic, or Hawksoft
β Have 10+ staff members or handle 100+ calls weekly
β Want turnkey implementation with insurance specialists
β Need proven ROI within 30 days
β Require SOC2 Type 2 and GDPR security certifications
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- Favorite among independent agencies and retail brokers
- Phone-first automation, Native AMS integrations, P&C-specific training, Proven ROI
Sonant: Best for P&C Insurance Agencies
β Are an insurance carrier, MGA, or TPA (not a retail agency)
β Need FNOL (First Notice of Loss) automation at scale
β Require multi-channel engagement (voice, SMS, WhatsApp, web chat, email)
β Focus on claims operations and adjuster workflows
β Need carrier platform integrations (Insurity, Snapsheet, Duck Creek, Guidewire)
β Operate across multiple industries (insurance, banking, collections)
β Want self-service no-code setup options
β Require SOC 2, ISO 27001, GDPR, HIPAA certifications
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- Best for carriers and enterprises
- Multi-channel engagement, FNOL automation, Carrier workflows, Multi-industry support
Floatbot: Best for Insurance Carriers & Multi-Industry Enterprises
The Bottom Line
Voice AI Platform Recommendation: Agencies vs Carriers
Sonant is the best voice AI platform for P&C insurance agencies and brokers who need phone automation with deep AMS integration and insurance agency workflows. Floatbot is the best voice AI platform for insurance carriers and multi-industry enterprises handling FNOL automation and omnichannel customer engagement.
If you are a retail agency or broker using EZLynx, Applied Epic, or Hawksoft, Sonant insurance-specific training, native AMS integrations, and proven 8X ROI make it the clear choice. If you are a carrier needing FNOL automation or an enterprise operating across insurance, banking, and collections, Floatbot multi-channel platform and specialized AI agents serve that market.
The platforms serve different insurance markets: Sonant for retail agencies, Floatbot for carriers and multi-industry enterprises.
Frequently Asked Questions
How long does it take to implement AI for an insurance agency?
Sonant deploys in under 30 days with white-glove onboarding including workflow analysis, AMS integration setup, custom configuration, and staff training. Generic voice AI platforms require 2-6 months of development work. Traditional answering services need 1-2 weeks for operator training but lack automation capabilities.
Do I need technical expertise to use insurance AI software?
Sonant requires no technical expertise. The platform includes guided setup, pre-built insurance workflows, and dedicated support. DIY platforms like Retell require developer resources to build and maintain your voice AI system. Sonant handles all technical complexity while you focus on your agency operations.
What if I switch AMS platforms in the future?
Sonant's multi-platform support means you can switch AMS systems without losing AI functionality. The platform supports migrations and includes integration setup as part of standard service. Agencies locked into custom-built solutions face costly redevelopment when changing systems.
Can AI integrate with multiple insurance software systems?
Sonant supports 8+ AMS and BMS platforms simultaneously, making it ideal for agencies using multiple systems or considering a platform switch. The integrations include bi-directional data sync, automatic call logging, and real-time updates. Generic platforms typically require custom integration work for each system.
Which AI platforms integrate with EZLynx and Applied Epic?
Sonant offers native integrations with EZLynx, Applied Epic, Hawksoft, Momentum, QQCatalyst, AMS360, AgencyZoom, and Zywave. Most voice AI platforms don't provide pre-built insurance software integrations, requiring expensive custom development. Sonant automatically syncs call data, quote requests, and client information to your AMS in real-time.
Do AI receptionists understand insurance terminology?
Sonant is trained on thousands of P&C insurance conversations and understands complex terms like "additional insured," "named insured exclusion," "scheduled equipment," and "loss runs." The system recognizes policy types across auto, home, and commercial lines. Generic AI platforms misinterpret insurance-specific language without extensive custom training.
Can AI handle multilingual insurance calls?
Sonant supports 10+ languages including English, Spanish, French, Portuguese, and Mandarin with seamless language switching during conversations. This capability is essential for agencies serving diverse communities. Most voice AI platforms support only English or charge premium fees for additional languages.
How do AI receptionists route calls to human agents?
Sonant uses intelligent routing logic to determine when calls need human expertise versus AI handling. The system recognizes complex scenarios like detailed claims discussions, specific agent requests, or unusual policy questions and transfers seamlessly. Routing rules are customizable based on your agency's workflows and improve through machine learning.
What happens if the AI doesn't understand a customer?
Sonant asks natural clarifying questions and escalates to human agents for ambiguous situations. The platform maintains over 90% call handling accuracy for routine insurance inquiries. All conversations are transcribed and analyzed to continuously improve understanding and responses.
How much does AI software cost for insurance agencies?
Pricing varies by provider and features. Full-time receptionists cost $35,000-50,000 annually. Traditional answering services run $2,500-4,000 monthly. Enterprise-grade AI platforms like Sonant deliver 8X ROI through eliminated missed calls, staff time savings, and after-hours coverage. Contact Sonant for pricing tailored to your agency size and call volume.
What ROI can insurance agencies expect from AI automation?
P&C agencies using Sonant report 8X return on investment within 30 days. Quantified benefits include 50-58 hours saved monthly on administrative calls, zero missed after-hours opportunities, reduced staff burnout, and improved client satisfaction. O'Connor Insurance achieved 8X ROI with over 90% call handling accuracy in their first month.
Are there hidden costs with insurance AI platforms?
Sonant's pricing includes setup, AMS integrations, training, ongoing support, and platform updates with no surprise charges. Some platforms charge separately for integrations, per-call fees, language support, or premium features. Always review complete pricing including implementation, monthly fees, and additional services.
How does AI pricing compare to hiring insurance staff?
A full-time receptionist costs $35,000-50,000 annually plus benefits, vacation coverage, and training. AI platforms like Sonant work 24/7 without breaks, handle unlimited concurrent calls, and cost a fraction of human staff while delivering consistent performance. Most agencies recover their investment within the first month.
Can AI platforms comply with insurance regulations?
Sonant is designed for US and Canadian insurance compliance requirements. The system maintains proper call recordings, ensures data handling meets state regulatory standards, and doesn't provide unauthorized insurance advice. The platform is built for P&C insurance agency operations and continuously updated for regulatory compliance.
How is customer data protected with AI receptionists?
Sonant uses encrypted data transmission, SOC2-certified infrastructure, secure AMS integrations, and regular security audits. All client information is handled according to insurance industry best practices. The platform provides audit trails, access controls, and meets enterprise security requirements for agencies of all sizes.
Are AI platforms suitable for enterprise insurance brokers?
Yes, Sonant serves both independent agencies and enterprise brokers with SOC2 Type 2 certification, GDPR compliance, and enterprise-grade security. The platform scales to handle high call volumes, supports multiple office locations, and provides centralized management. Enterprise features include advanced reporting, custom integrations, and dedicated support.
Is AI software secure for insurance client data?
Sonant is SOC2 Type 2 and GDPR certified with enterprise-grade security specifically designed for sensitive insurance information. The platform uses encrypted data storage, secure API connections to AMS systems, and follows insurance industry compliance standards. Always verify that any AI platform meets proper security certifications before handling client data.












