VS
Cognigy

Compare Sonant to Cognigy to find the right AI voice solution for your insurance needs.

Sonant is a turnkey AI receptionist for P&C insurance agencies. Cognigy (now NICE Cognigy) is an enterprise conversational AI platform acquired for $955 million, serving Fortune 500 companies. Compare purpose-built insurance AI vs. enterprise-grade AI infrastructure.

Why agencies prefer Sonant over Cognigy?

43%
Productivity increased
From 70 tasks per day to 100 by cutting 25-30% of the workload that typically takes 8-12 minutes.
100%
Coverage
Never miss a call - 24/7 availability including after hours and weekends.
8+
Integrations
Native AMS connections including EZLynx, Applied Epic, and Hawksoft.
0
Missed Calls
Eliminate voicemail and ensure every customer reaches someone immediately.

Insurance AI Receptionist vs Enterprise Conversational AI:

Quick Comparison

Sonant is an AI receptionist built exclusively for P&C insurance agencies with native AMS integrations (Momentum, Hawksoft, EZLynx, Applied Epic), insurance-specific training, and enterprise-grade security (SOC2 Type 2, GDPR certified). Used by 100+ independent agencies and enterprise brokers for phone automation.

Cognigy is an enterprise conversational AI platform founded in 2016, acquired by NICE for $955 million in 2025. Named a Leader in Gartner's 2025 Magic Quadrant for Conversational AI. Serves 1,250+ brands including Lufthansa, Toyota, Nestle, and ERGO Insurance. Enterprise contracts typically start above $300,000/year. Requires 2-4 months deployment with a dedicated technical team.

Choose Sonant if you are a P&C insurance agency wanting turnkey AI phone automation with native AMS integrations and fast implementation.

Choose Cognigy if you are a Fortune 500 insurer or large enterprise needing a customizable conversational AI platform for millions of interactions across voice, chat, and digital channels.

Michelle O'ConnorMichelle O'Connor
We were getting disrupted constantly (...) My team couldn't focus on insurance consultations because they were always picking up the phone just to transfer calls to someone else.
Michelle O'Connor
President at O'Connor Insurance and Associates

Platform Capabilities AI Receptionist vs Enterprise Conversational AI

Insurance specific

Pre-trained on P&C insurance terminology, policy types, and agency workflows. No custom training required.

Native AMS integrations

Direct sync with Momentum, Hawksoft, EZLynx, Applied Epic, and 8+ major AMS and BMS.

24/7 AI Receptionist Coverage

Round-the-clock phone answering ensuring insurance agencies never miss calls during nights, weekends, or holidays.

White-Glove setup

Implementation in under 30 days with dedicated developers and insurance AI specialists.

VS
Cognigy

Side-by-side Feature Comparison between Sonant and Cognigy

Features
Why It Matters
Cognigy
Industry Focus
Specialized training and workflows

P&C Insurance Agencies Only
Enterprise (airlines, automotive, consumer goods, insurance carriers, telecom, logistics)
AMS Integrations
Native connections to insurance agency platforms
Leading AMS platforms: EZLynx, Applied Epic, Hawksoft, Momentum, QQCatalyst, AgencyZoom, Zywave, and more
Enterprise contact center integrations (Genesys, Avaya, NICE CXone, Amazon Connect—no insurance agency AMS)
Communication Channels
How customers reach you
Inbound and Outbound Phone Calls and Texting
Voice, chat, WhatsApp, SMS, social media, email, custom apps (30+ channels)
Primary Use Case
Best suited for
P&C agency phone automation
Enterprise conversational AI for contact centers at scale
Insurance Terminology
Understanding industry language
Pre-trained on P&C retail agency terms, policy types, workflows
Available for large carriers (ERGO case study); requires custom configuration
Implementation
Getting started, time to results
White-glove onboarding with insurance specialists (<30 days)
2-4 months enterprise deployment; 9-12 months to measurable ROI
Conversation Quality
Natural interaction quality
Optimized for natural insurance phone conversations
Low-code AI Agent Studio with hybrid NLU + LLM (multi-model support)
Security Certifications
Enterprise compliance
SOC2 Type 2, GDPR certified
SOC 2 Type II, ISO 27001, ISO 27701, ISO 42001, HIPAA, PCI DSS, GDPR, TISAX
Pricing Structure
Cost model
Custom pricing based on agency size
Custom enterprise only; typically $300,000+/year (no public pricing, no free tier)
Customer Base
Who uses it
100+ P&C agencies and brokers across US & Canada
1,250+ brands (Toyota, Lufthansa, Nestle, ERGO, DHL, Mercedes-Benz)
24/7 Availability
Round-the-clock coverage
Yes
24/7 AI agent deployment across all channels
Multilingual Support
Multiple languages
Yes, 10+ languages
100+ languages with real-time translation
Call Transfer
Route to human agents
Yes, Intelligent routing to licensed agents
Seamless agent handoff with full context; integrated with enterprise contact centers
Appointment Scheduling
Calendar integration
Yes, Syncs with agency calendars
Custom-built via AI Agent Studio (not pre-built)
Quote Intake
Capture quote information
Yes, Automatically updates AMS
Custom-built (ERGO uses it for insurance workflows; requires enterprise implementation)
Book a Demo

Sonant is a Better Scalable Cognigy alternative?

What Is Sonant? AI Phone Automation for P&C Insurance Agencies

Sonant is an AI receptionist built exclusively for P&C insurance agencies and brokers. The platform handles incoming phone calls 24/7, managing quote requests, policy inquiries, appointment scheduling, and claims routing with insurance-specific training and native AMS integrations.

Sonant serves independent insurance agencies, regional brokerages, and enterprise P&C operations who need phone automation without replacing their existing agency management systems. The platform integrates with EZLynx, Applied Epic, Hawksoft, Momentum, QQCatalyst, AMS360, AgencyZoom, and Zywave.

Key Sonant Features:

  • AI receptionist for phone automation
  • Native AMS integrations (8+ platforms)
  • Insurance-specific training (P&C terminology)
  • 24/7 phone coverage
  • White-glove implementation (under 30 days)
  • Enterprise security (SOC2 Type 2, GDPR)
  • Proven 8X ROI within 30 days
  • Appointment Scheduling, Quote Intake, and more

Best For: Independent P&C agencies, retail insurance brokers, regional brokerages, enterprise P&C operations

Cognigy
What Is Cognigy? Enterprise Conversational AI Platform

Cognigy is an enterprise conversational AI platform founded in 2016 in Dusseldorf, Germany. After raising $100 million in Series C funding, the company was acquired by NICE for $955 million in 2025. Named a Leader in Gartner's 2025 Magic Quadrant for Conversational AI, Cognigy serves 1,250+ brands including Toyota, Lufthansa, Nestle, and ERGO Insurance.

The platform supports 100+ languages, 1,000+ synthetic voices, and handles 25,000+ concurrent conversations. Cognigy integrates with enterprise contact centers (Genesys, Avaya, NICE CXone, Amazon Connect) and supports multi-LLM orchestration (OpenAI, Anthropic, Google, AWS). A Fortune 100 insurer processes approximately 20 million calls annually through the platform.

Key Cognigy Features:

  • Enterprise conversational AI (typically $300K+/year)
  • Agentic AI with progressive reasoning and dual memory
  • 100+ languages with real-time translation
  • 1,000+ synthetic voice options
  • Multi-LLM support (OpenAI, Anthropic, Google, AWS)
  • Low-code AI Agent Studio
  • SOC 2, ISO 27001, ISO 42001, HIPAA, PCI DSS, GDPR, TISAX
  • Leader in Gartner 2025 Magic Quadrant

Best For: Fortune 500 companies, large insurance carriers, and enterprises processing millions of customer interactions across multiple channels and geographies

Sonant AI vs Cognigy: Which AI Platform to choose?

✅ Are an insurance agency or broker needing phone automation

✅ Offer P&C insurance products (auto, home, commercial lines)

✅ Need AI that handles insurance calls with P&C terminology

✅ Use an AMS like EZLynx, Applied Epic, or Hawksoft

✅ Want turnkey implementation in under 30 days

✅ Require native AMS integrations that sync call data

✅ Need proven ROI within 30 days

Sonant: Best for P&C Insurance Agencies

✅ Are a Fortune 500 insurer or large enterprise

✅ Process millions of customer interactions annually

✅ Need multi-channel AI (voice, chat, WhatsApp, social)

✅ Have an existing contact center (Genesys, Avaya, NICE CXone)

✅ Can invest $300K+/year and 2-4 months for deployment

✅ Need 100+ language support across global operations

Cognigy: Best for Fortune 500 Enterprise AI

The Bottom Line

Sonant is the best solution for P&C insurance agencies wanting turnkey AI phone automation with native AMS integrations, insurance-specific training, and implementation in days. Cognigy is an enterprise conversational AI platform built for Fortune 500 companies processing millions of interactions across global operations.

Cognigy is priced for enterprises ($300K+/year), requires 2-4 months to deploy with a dedicated technical team, and is designed to sit on top of complex contact center infrastructure. For independent insurance agencies, Sonant delivers purpose-built insurance phone AI that works with your AMS from day one—without requiring enterprise budgets or IT departments.

Disclaimer: This comparison was created using publicly available information from Cognigy's website, press releases, and public sources. Cognigy was acquired by NICE in 2025; the platform is now branded as NICE Cognigy. Pricing estimates are based on third-party analysis (Vendr, Synthflow, Voiceflow). We encourage you to visit cognigy.com for the most current information.

Frequently Asked Questions

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How long does it take to implement AI for an insurance agency?

Sonant deploys in under 30 days with white-glove onboarding including workflow analysis, AMS integration setup, custom configuration, and staff training. Generic voice AI platforms require 2-6 months of development work. Traditional answering services need 1-2 weeks for operator training but lack automation capabilities.

Do I need technical expertise to use insurance AI software?

Sonant requires no technical expertise. The platform includes guided setup, pre-built insurance workflows, and dedicated support. DIY platforms like Retell require developer resources to build and maintain your voice AI system. Sonant handles all technical complexity while you focus on your agency operations.

What if I switch AMS platforms in the future?

Sonant's multi-platform support means you can switch AMS systems without losing AI functionality. The platform supports migrations and includes integration setup as part of standard service. Agencies locked into custom-built solutions face costly redevelopment when changing systems.

Can AI integrate with multiple insurance software systems?

Sonant supports 8+ AMS and BMS platforms simultaneously, making it ideal for agencies using multiple systems or considering a platform switch. The integrations include bi-directional data sync, automatic call logging, and real-time updates. Generic platforms typically require custom integration work for each system.

Which AI platforms integrate with EZLynx and Applied Epic?

Sonant offers native integrations with EZLynx, Applied Epic, Hawksoft, Momentum, QQCatalyst, AMS360, AgencyZoom, and Zywave. Most voice AI platforms don't provide pre-built insurance software integrations, requiring expensive custom development. Sonant automatically syncs call data, quote requests, and client information to your AMS in real-time.

Do AI receptionists understand insurance terminology?

Sonant is trained on thousands of P&C insurance conversations and understands complex terms like "additional insured," "named insured exclusion," "scheduled equipment," and "loss runs." The system recognizes policy types across auto, home, and commercial lines. Generic AI platforms misinterpret insurance-specific language without extensive custom training.

Can AI handle multilingual insurance calls?

Sonant supports 10+ languages including English, Spanish, French, Portuguese, and Mandarin with seamless language switching during conversations. This capability is essential for agencies serving diverse communities. Most voice AI platforms support only English or charge premium fees for additional languages.

How do AI receptionists route calls to human agents?

Sonant uses intelligent routing logic to determine when calls need human expertise versus AI handling. The system recognizes complex scenarios like detailed claims discussions, specific agent requests, or unusual policy questions and transfers seamlessly. Routing rules are customizable based on your agency's workflows and improve through machine learning.

What happens if the AI doesn't understand a customer?

Sonant asks natural clarifying questions and escalates to human agents for ambiguous situations. The platform maintains over 90% call handling accuracy for routine insurance inquiries. All conversations are transcribed and analyzed to continuously improve understanding and responses.

How much does AI software cost for insurance agencies?

Pricing varies by provider and features. Full-time receptionists cost $35,000-50,000 annually. Traditional answering services run $2,500-4,000 monthly. Enterprise-grade AI platforms like Sonant deliver 8X ROI through eliminated missed calls, staff time savings, and after-hours coverage. Contact Sonant for pricing tailored to your agency size and call volume.

What ROI can insurance agencies expect from AI automation?

P&C agencies using Sonant report 8X return on investment within 30 days. Quantified benefits include 50-58 hours saved monthly on administrative calls, zero missed after-hours opportunities, reduced staff burnout, and improved client satisfaction. O'Connor Insurance achieved 8X ROI with over 90% call handling accuracy in their first month.

Are there hidden costs with insurance AI platforms?

Sonant's pricing includes setup, AMS integrations, training, ongoing support, and platform updates with no surprise charges. Some platforms charge separately for integrations, per-call fees, language support, or premium features. Always review complete pricing including implementation, monthly fees, and additional services.

How does AI pricing compare to hiring insurance staff?

A full-time receptionist costs $35,000-50,000 annually plus benefits, vacation coverage, and training. AI platforms like Sonant work 24/7 without breaks, handle unlimited concurrent calls, and cost a fraction of human staff while delivering consistent performance. Most agencies recover their investment within the first month.

Can AI platforms comply with insurance regulations?

Sonant is designed for US and Canadian insurance compliance requirements. The system maintains proper call recordings, ensures data handling meets state regulatory standards, and doesn't provide unauthorized insurance advice. The platform is built for P&C insurance agency operations and continuously updated for regulatory compliance.

How is customer data protected with AI receptionists?

Sonant uses encrypted data transmission, SOC2-certified infrastructure, secure AMS integrations, and regular security audits. All client information is handled according to insurance industry best practices. The platform provides audit trails, access controls, and meets enterprise security requirements for agencies of all sizes.

Are AI platforms suitable for enterprise insurance brokers?

Yes, Sonant serves both independent agencies and enterprise brokers with SOC2 Type 2 certification, GDPR compliance, and enterprise-grade security. The platform scales to handle high call volumes, supports multiple office locations, and provides centralized management. Enterprise features include advanced reporting, custom integrations, and dedicated support.

Is AI software secure for insurance client data?

Sonant is SOC2 Type 2 and GDPR certified with enterprise-grade security specifically designed for sensitive insurance information. The platform uses encrypted data storage, secure API connections to AMS systems, and follows insurance industry compliance standards. Always verify that any AI platform meets proper security certifications before handling client data.