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The AI insurance call answering service.

Every call answered 24/7, in any language, with no hold time - and every detail written back to your AMS in real time.

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SOC 2 (TYPE II)

GDPR COMPLIANT

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Trusted by Industry Leaders & Partners

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Industry Stats

83.7%

of consumers have already used a voice AI assistant in customer service

Sonant Insurance AI Report, 2026
64.6%

say they'd use a voice AI assistant when it's available outside business hours

Sonant Insurance AI Report, 2026
44.3%

already report a positive experience with AI in customer service

Sonant Insurance AI Report, 2026

What is an AI insurance call answering service?

An AI insurance call answering service uses a voice AI to actually handle the call - not just take a message.

It picks up on the first ring, verifies the caller, answers their question or captures their request, writes a structured record into your AMS, and fires any follow-up automatically. Coverage runs 24/7 with unlimited concurrent calls.

Be always available

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24/7 with no hold time.

No matter the hour - peak, lunch, midnight - the phone gets picked up on the first ring.

Skip the message-taking service.

Sonant handles the request, doesn't just record it. Your team comes back to actioned calls, not pink slips.

Coverage that doesn't take lunch.

Same quality at 2 AM as at 10 AM. Same language coverage. Same AMS write-back.

How the AI call answering service works

1
Ring
Picked up on the first ring. No queue, no hold music.
2
Verify
Caller matched by phone, confirmed by DOB or ZIP.
3
Handle
Question answered directly, or warm-transferred with context if a human is needed.
4
Log
Structured activity written to your AMS. Follow-ups fire automatically.

What's included

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First-ring pickup, no hold time

unlimited concurrent

Caller identification + verification

phone match, DOB, ZIP

Any-language conversation

mid-call switching supported

Warm transfer with full context

calendar + OOO aware

Mid-call payment / quote / calendar links

texted to the caller

Structured AMS write-back

mid-call, auto-titled, right account

Backup number failover

configurable per agency

Outage detection + alerts

you know before your callers do

Social Proof

vs traditional answering service

Purpose-built for insurance - not a repurposed general-purpose chatbot

Outcome

Traditional answering service

No caller ever waits

✓ Unlimited concurrent, first-ring pickup

Traditional answering service

✗ Variable hold, especially after-hours

The call ends up in your AMS

✓ Structured activity mid-call

Traditional answering service

✗ Flat email you retype

Caller speaks any language

✓ Any language, mid-call switching

Traditional answering service

✗ English-only or limited bilingual

The agent knows insurance

✓ Trained on real insurance calls

Traditional answering service

✗ Message-taker, no domain knowledge

The next step happens without you

✓ Outcome-based automation

Traditional answering service

✗ You do the follow-up

Predictable cost

✓ Partner pricing

Traditional answering service

✗ Per-call or per-minute

Compliance-ready

✓ SOC 2 Type 2, retention policies

Traditional answering service

✗ Variable

Same quality overnight

✓ 3 AM the same as 10 AM

Traditional answering service

✗ Different vendor, lower quality

Purpose-built for insurance

Trained on real insurance calls, formatted for the systems your team already uses.

What your team stops doing?

No more "how can I help you?" triage.

No more message queues to work through.

No more customer repeating themselves.

90% fewer manual transfers.

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Frequently asked questions

What is an AI insurance call answering service?

A voice AI that actually handles the call - picks up on the first ring, verifies the caller, answers their question or captures their request, writes a structured activity into your AMS, and fires the follow-up. Different from a traditional answering service that only records and forwards messages.

Can this handle calls in multiple languages?

Yes - any language, with mid-call switching.

What happens after-hours, on holidays, or during lunch?

The same as during the day. No shift change, no different vendor, no quality drop.

What if the AI answering service goes down?

A backup number catches every call. You get an alert email before you'd have noticed.

Does it write into my AMS?

Yes, mid-call. Structured activity with the right title, required fields filled, attached to the right account.

Can it take payments or send payment links?

The agent doesn't take card data on the line. Card data never touches Sonant - it goes straight to your payment gateway. The agent texts a secure payment link to the caller mid-call.

Does Sonant charge me per call?

No. Sonant charges a predictable partner rate. A heavy call day doesn't cost more than a light one.

How fast can Sonant be implemented at my agency?

Most agencies go live in under 30 days.